Document checklist
Know what to bring.
The documents you need depend on your situation. Pick yours below, check off what you have, and bring the rest to the first conversation.
First-time purchase
What most lenders need to see for a first home purchase. Have these ready before your first conversation.
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Don’t have everything? That’s fine. Call me and we’ll sort out what’s actually needed for your file.
What happens if you don’t have everything
The checklist is a starting point, not a gate. The goal is to give you a realistic picture of what a lender will eventually need, so you can gather it without pressure.
In a first conversation, we want to understand your situation. The documents come after. If you’re missing something, we’ll tell you exactly what it is, where to get it, and whether it’s actually required for your file.
Self-employed borrowers often have a more involved document package. That’s normal, and it doesn’t mean the application is harder. It means the story needs more context.
Ready to talk through your file?
Twenty minutes covers a lot of ground. No pressure, and no commitment required.
Ready to start the application? Apply now. It takes about fifteen minutes, and nothing is submitted to a lender until we have talked.